Professional indemnity insurance is required for all practising architects and licensed corporations in Western Australia. The minimum amount of professional indemnity insurance cover required is $1 million.

Practising Architects

Professional indemnity insurance is required for all practising architects, either as an individual or through an employer’s policy. Practising architects that provide their services as sub-contractors to other architects or licensed corporations need to be covered by professional indemnity insurance, either through the policy of the architect that is contracting their services or their own insurance policy.

Architects undertaking private jobs outside their employment are generally not covered by their employer’s policy, and they need to establish their own professional indemnity insurance cover.

Architects based Overseas

Practising architects that are based overseas are still required to have professional indemnity insurance in place.

Non-Practising Architects

Professional indemnity insurance is not a requirement for renewal of registration for non practising architects however, advice should be sought from insurers as to whether ‘run-off’ insurance is required in order to meet any on-going obligations from previous projects.